Golden Years Current Account
If you are aged sixty or over, you can apply for our Golden Years Current Account.
Whether approaching retirement or already retired, we can also advise you on your financial situation and the options available to you, including lump-sum investments, regular savings and pensions.
Get these great extras when you apply for a Golden Years Current Account
- Free day-to-day banking transactions1
- Interest on credit balances up to €1,5001
- Concessions on personal foreign exchange1
- Free retirement information pack covering all aspects of retirement, produced in conjunction with the Retirement Planning Council of Ireland
- Top up your mobile phone
Credit Interest
If you are a Golden Years Current Account customer you can, in any interest quarter, earn interest2 on cleared credit balances3 up to €1,500, provided you:
- Apply by completing and returning the Credit Interest Registration Form4 (PDF, 105KB)
- Make at least three debit transactions5 from your personal current account using Bank of Ireland 365 phone or online in the relevant fee quarter
Free day-to-day banking transactions
If you are a Bank of Ireland Golden Years Current Account customer you qualify for free day-to-day banking transactions, including:
- Free withdrawals at ATM or in branch6
- Free lodgements
- Free standing orders and direct debits
- Free Laser6 transactions and cashback
- Free debit and credit transactions on your account, using 365 phone or online
- Free cheques7
With the Golden Years Currrent Account you get other services for free including, domestic drafts, cheque retrievals, duplicate statements and charges for unpaids inwards. You are also exempt from the overdraft facility fee. Some additional charges may apply.
- Terms and Conditions apply.
- Credit Interest rates are variable and are subject to change. Credit interest is subject to DIRT.
- There can be a difference between your cleared credit balance and your statement balance as the statement balance may include items still in the course of collection.
- To comply with Savings Tax Directive requirements, proof of identity and current permanent address is required.
- Payments made by standing order or direct debit do not qualify as 365 phone and 365 online debits for the purpose of this offer
- Including ATM (Cirrus) withdrawals and Maestro debit card payments in euro within the EU and Iceland, Liechtenstein and Norway. There is an additional charge for all other Cirrus/Maestro transactions. Government stamp duty applies to ATM/Laser cards.
- Government stamp duty applies on each cheque
Bank of Ireland is regulated by the Financial Regulator
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For further information and to avail of any of the benefits available on the Golden Years Current Account, drop into your local branch and talk to us today.
