Switcher Package
Switch your mortgage to us and you'll get more money to play with today with our great range of fixed and variable rates.
Switching your mortgage to Bank of Ireland is simple and our dedicated mortgage advisers will ensure you have peace of mind by taking you through the process step by step.
- 1890 365 345
- Apply Online
- Calculator
- Competitive fixed and variable rates
- A fantastic €750 contribution towards your legal fees*
- 20% Discount off you annual Home Insurance Premium**
- Option to split your rate - avail of the comfort of a fixed rate and the management of a variable rate combined. You can assign your mortgage whichever way you want, for example you could have 50% variable and 50% fixed, or 20% variable and 80% fixed, the choice is yours.
* Contribution to legal fees applies to residential mortgages of at least €150,000 switched in directly through Bank of Ireland. This offer applies to switcher applications drawdown on or before 31/03/10. The €750 payment is subject to a 5 year clawback should the mortgage be redeemed within his timeframe.
** If you choose to take these products with us. Home insurance offer is available from 01/09/2009 and expires on the 31/03/2010. Home insurance is provided by Bank of Ireland Insurance Services Limited, a member of the Bank of Ireland Group. Cover is subject to underwriting requirements and terms and conditions apply. Bank of Ireland Insurance Services Limited is regulated by the Financial Regulator. Home insurance is issued by RSA Insurance Ireland Limited. RSA Insurance Ireland Limited is regulated by the Financial Regulator. Mortgage repayment cover is underwritten by Financial Insurance Company Limited trading as Genworth Financial. Financial Insurance Company Limited is regulated in the UK by Financial Services Authority and in Ireland by the Financial Regulator. ICS Building Society is regulated by the Financial Regulator.
WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT. THE LENDER MAY ADJUST THE PAYMENT RATES ON A HOUSING LOAN FROM TIME TO TIME.
Lending criteria and terms and conditions apply. Security and insurance required. The maximum mortgage is normally 90% of the property value. As a general rule, loan amounts are subject to monthly repayments not exceeding 30% to 40% of the borrower'(s)' disposable income and will vary according to individual circumstances. A typical variable rate mortgage of €100,000 over 20 years costs €531.59 per month (APR 2.60%). The cost of your monthly repayments may increase. A 1% interest rate rise will increase this repayment to €581.48 (APR 3.60%). This is an increase of €49.89 per month. Information correct as at 14th May 2009. Bank of Ireland Mortgage Bank is a member of Bank of Ireland Group. Bank of Ireland and Bank of Ireland Mortgage Bank, trading as Bank of Ireland Mortgages are regulated by the Financial Regulator.
