On average we say 'yes' to 100 mortgage applicants daily*
With so many decisions to be made when it comes to buying your home, it's good to know that getting a mortgage with Bank of Ireland is simple.
Every day, on average we say "yes" to 100 mortgage applicants. With great rates and dedicated funds for first time buyers and movers, it's easy to see why we are top of people's lists.
- Dedicated fund of €1 billion for first time buyers and €500 million for movers
- Competitive loan to value of up to 92%
- Flexible payment options (deferred start, flexible months and terms up to 35 years)1
- Experienced mortgage advisers in every branch
Click here for full details on our mortgage products
WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT. THE LENDER MAY ADJUST THE PAYMENT RATES ON A HOUSING LOAN FROM TIME TO TIME. YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.
* 100 applicants a day is based on the average number of mortgage applicants approved per day between 19th February 2010 and 19th May 2010. Where more than one Letter of Offer has been issued to a customer on a mortgage application, only a single Letter of Offer has been counted within this timeframe.
- Flexible payment options are subject to lending criteria and terms and conditions apply. Such options must be agreed before you draw down your mortgage and are spread over the term of the loan. Terms of 35 years are available for first time buyers only.
Lending criteria and terms and conditions apply. Security and insurance required. The maximum mortgage is normally 92% of the property value. As a general rule, loan amounts up to 4-5 times an individual's gross annual income are considered, and will vary according to individual circumstances. A typical variable rate mortgage of €100,000 over 20 years costs €578.92 per month (APR 3.50%). The cost of your monthly repayments may increase. A 1% interest rate rise will increase this repayment to €631.20 (APR 4.60%). This is an increase of €52.28 per month. Information correct as at 10th August 2010. Bank of Ireland Mortgage Bank is a member of Bank of Ireland Group. Bank of Ireland and Bank of Ireland Mortgage Bank, trading as Bank of Ireland Mortgages are regulated by the Financial Regulator.