Graduate Loan
Sorting out your finances after college can be tough at the best of times. Perhaps you need a new PC, your first car or a well-earned break.
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Finding a loan to match your ambitions
With a Graduate Personal Loan you get:
- Loans from €300 to €65,000
- Special discounted variable Graduate interest rate of 9.7% APR1
- The option to defer your first three months' repayments - paying nothing for 90 days2
- The choice to repayment period from one to five years
- The choice to repay weekly, fortnightly or monthly
- Special discounts on variable rate loans
- To qualify for Graduate Banking you must have graduated from full-time third level education in the last three years. When applying for any of the listed products on this brochure you must advise that you are a Graduate in order to avail of the offers. Graduate Banking and associated benefits are valid for a period of two years from the date you avail of the Graduate Package. The Graduate Package is subject to terms and conditions. Some additional charges may apply. For full details see our brochure 'Schedule of Fees and Charges for Personal Customers' (PDF, 252KB) available in any branch.
- Deferred payment options are only available to customers who repay their loan monthly. Deferred payments are spread over the term of the loan and must be applied for and agreed by us prior to drawdown.
Lending criteria terms and conditions apply. Credit cannot be offered to anyone under 18 years of age. Bank of Ireland is regulated by the Financial Regulator in Ireland and authorised by the Financial Services Authority in the UK. Bank of Ireland incorporated in Ireland with Limited Liability. Registered Office - Head Office, Lower Baggot Street, Dublin 2. Registered Number: C-1.
